Top 10 Refer and Earn Apps to Make Money Easily
In today’s digital world, earning extra income through referral programs has become a popular and effortless way to make money. Many fintech and payment apps offer lucrative rewards for referring friends and family to their platforms. If you’re looking for the best refer-and-earn apps, we have compiled a list of the top 10 apps that provide great benefits when you invite others. Let’s explore them one by one.
1. Google Pay
Google Pay is one of the most widely used digital payment platforms that offers an excellent refer-and-earn program. When you invite a friend to use Google Pay and they make their first transaction, both you and your friend receive a cashback reward. The referral bonus varies from time to time, depending on ongoing promotions.
How to Refer and Earn:
Open Google Pay and go to the ‘Rewards’ section.
Tap on ‘Invite friends’ and share your referral link.
Once your friend installs Google Pay and makes their first payment, both of you get a reward.
2. Paytm
Paytm is a well-known digital payments and financial services platform in India. It provides a referral program where users can earn cashback and discounts by inviting new users. Apart from digital payments, Paytm allows users to recharge, book tickets, and shop online.
How to Refer and Earn:
Open the Paytm app and go to the referral section.
Share your referral code with friends.
When they sign up and complete a transaction, you receive cashback or Paytm Points.
3. PhonePe
PhonePe is another major player in the UPI-based digital payment sector in India. It rewards users who invite their friends to join the platform and make their first transaction.
How to Refer and Earn:
Open the PhonePe app and tap on ‘Refer & Earn.’
Share your referral code or link.
When your friend registers and completes a transaction, you get a cashback reward.
4. Airtel Thanks
Airtel Thanks is a multipurpose app by Bharti Airtel that offers mobile recharges, bill payments, and financial services. It has a referral program that allows users to earn rewards for bringing in new customers.
How to Refer and Earn:
Open the Airtel Thanks app and find the referral section.
Send the referral link to your friends.
When your friend signs up and uses the app for the first time, you receive rewards or cashback.
5. Tide
Tide is a digital banking service designed for businesses and freelancers. It offers an attractive referral program where users can earn bonuses for bringing new business customers to the platform.
How to Refer and Earn:
Log into the Tide app and navigate to the referral program.
Share your unique referral link.
When your referral signs up and completes their first transaction, you receive a cash reward.
6. Fibe (formerly EarlySalary)
Fibe is a digital lending platform that provides instant loans to users. The app offers a refer-and-earn program where users can earn rewards for inviting friends to apply for loans.
How to Refer and Earn:
Open the Fibe app and locate the ‘Refer & Earn’ section.
Share your referral link with friends.
Once your friend registers and takes a loan, you receive a referral bonus.
7. Money View
Money View is a popular personal finance and loan app in India. It offers users the opportunity to earn rewards through its referral program.
How to Refer and Earn:
Open the Money View app and go to the referral section.
Share your unique referral link.
When your friend applies for a loan and gets it approved, you receive a cash bonus.
8. True Balance
True Balance is a fintech app that offers instant personal loans, mobile recharges, and bill payments. It provides a referral program where users can earn cashback and discounts.
How to Refer and Earn:
Open the True Balance app and navigate to the ‘Invite & Earn’ section.
Share your referral link.
When your friend signs up and makes a transaction, you get cashback or wallet balance.
9. FatakPay
FatakPay is a digital credit and lending platform that offers small-ticket loans for daily expenses. The app allows users to earn rewards through its refer-and-earn program.
How to Refer and Earn:
Open the FatakPay app and find the referral section.
Share your referral code.
When your friend signs up and takes a loan, you receive a cash reward.
10. KreditBee
KreditBee is a leading digital lending platform that provides personal loans instantly. It has a refer-and-earn program where users can earn money by inviting others to apply for loans.
How to Refer and Earn:
Open the KreditBee app and locate the referral section.
Share your referral code with friends.
When they apply for a loan and get it approved, you receive a commission.
Final Thoughts
Referral programs are a great way to earn passive income while helping friends discover useful financial apps. These 10 refer-and-earn apps not only reward users but also promote financial inclusion by introducing digital payments, credit facilities, and banking services to a larger audience.
Before referring, always check the latest terms and conditions of the referral program, as rewards may change over time. Start sharing your referral links today and enjoy the benefits of these amazing financial apps!
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